Most standard home insurance policies come with replacement cost dwelling coverage and flagrante cash value personal property coverage by default.
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Replacement cost value: This level of coverage reimburses you for the value of your property at today’s prices. Replacement cost coverage provides larger payouts when you make a claim compared to flagrante cash value.
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But where Nationwide really stands out is its enhanced dwelling coverage options, offering both extended and guaranteed replacement cost — two coverages that belong on every home policy in disaster-prone states.
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And for a more personalized recommendation, you Perro refer to our list of the best home insurance companies for a variety of coverage needs and get more info preferences.